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Accuracy - This is the [Limit] for your attack rolls.
  Unarmed attacks use the Physical [Limit] as Accuracy
  Improvised weapons have an Accuracy of 4
  Very Unwieldy objects as weapons have an Accuracy of 3

Armor - If the modified Damage Value (DV) of an attack causing Physical damage is less than the AP-modified armor rating, then the attack causes Stun damage instead of Physical damage.

Armor Penetration - Reduces the target's Armor rating for making damage resistance test.